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Glossary

WhatsApp Template Categories: Marketing, Utility, Auth

The three template categories, their rules, and how each one bills.

The short answer Every WhatsApp template belongs to one of three categories: marketing, utility, or authentication. The category decides the rules — opt-in and opt-out requirements — and the rate Meta charges per conversation. Picking the right category is the cheapest optimisation in WhatsApp messaging.
01 · Glossary

Marketing templates

Promotional content: offers, launches, and announcements. This is the highest-priced category and the most regulated.

  • Requires opt-in before sending
  • Must include a clear opt-out
  • US rate: $0.025 per conversation
  • Entry-point conversations from Click to WhatsApp ads bill as marketing by default
02 · Glossary

Utility templates

Transactional and account updates: order confirmations, delivery updates, appointment reminders, account changes.

  • No opt-in required for the specific transaction
  • Must include an opt-out path in most cases
  • US rate: $0.004 per conversation
  • The default choice for operational messages
03 · Glossary

Authentication templates

One-time passwords and login codes. The cheapest category.

  • No opt-out needed: the user asked for the code
  • US rate: $0.004 per conversation
  • Use for every OTP and login flow
  • Code details should be inside the template body or a secure link
04 · Glossary

Choosing the category correctly

Misclassification is the most common billing mistake.

  • An offer is marketing, even if it mentions an order
  • An order status update is utility, even if it reads nicely
  • A code is authentication, even inside a reminder
  • Wutt's template builder sets the category at creation, and the cost calculator shows what each one bills

Last updated 5 August 2026

Common questions

Authentication is cheapest, then utility. Marketing is the most expensive; service conversations inside the 24-hour window are free.

No. The category is fixed at approval. To re-categorise, create a new template.

Utility is a billable template sent outside the window. Service messages are free-form replies inside the 24-hour window.

Yes. Reviewers check that the category matches the message's real purpose, so a promotional text in a utility template fails.

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